Course on Suptech and Regtech

CEMLA's Financial Market Infrastructure Directorate, with the technical support of FNA, organized the Course on SupTech and RegTech. The meeting was held virtually from June 24 to 26, 2025. During the course, the current state of the adoption of these technologies in different countries was presented, some of the risks of not carrying out good practices, as well as different solutions offered by some organizations.

During the first day of the course, both Samir Kiuhan-Vazquez (Cambridge Suptech Lab) and Rabi Lahour (Qatar Financial Centre RA) presented the reports on the use of Suptechs. The first analyzes this use in institutions in different countries while the second, in institutions within its jurisdiction. Both studies agreed on the increase in the use of Suptech, especially in G2 to G4 generations. As well as in the perception that Suptechs allow for more efficient financial supervision. They agreed that one of the biggest challenges is the shortage of personnel trained in or with the data analysis skills required for these tasks. For her part, Clara Machado (Banco de la República) presented the way in which Suptech has been used to Monitor their Financial Market Infrastructures. She highlighted the use of different techniques: 1) network analysis to proactively identify risks, 2) PCA to generate a centrality index and identify institutions of great relevance, and 3) stress testing to simulate failures within the payment structure.

On the second day of the course, Kimmo Soramaki (FNA) spoke about the use of Machine Learning and Artificial Intelligence in real-time fraud analysis, as well as the vision of expanding the actions carried out to combat these frauds to a regional and global scope. For his part, Matteo Neri (FNA) introduced a platform developed to identify fraud, as well as the actions that can be carried out in such a situation. Subsequently, Manit Sahib (Bank of England) exposed how organizations are attacked and infiltrated by hackers. He showed how personal information that is public on social networks can be used to deceive the human resources of organizations. Finally, Carlos León (FNA) presented the first of two parts on Suptech solutions offered by FNA. In this first talk he spoke about the Supervisory Reporting, Data Exposure, and Related Parties Analytics.

Finally, during the first session of the last day, Carlos León continued to explain the Suptech solutions. For this session, he explained the solutions focused on RTGS systems, anomalies detection in payments and the monitoring of liquidity in the money market. He concluded his talk by mentioning how the cash wholesale distribution is analyzed. Next, Yves Meysmans (SWIFT) introduced the topic of Supervision of cross-border payments, and how these present risks are not considered in the usual analytics. Some solutions offered by SWIFT and use cases were presented. To close the event, Henry Holden's (BIS) presentation addressed how advanced technologies – such as artificial intelligence, tokenization and quantum computing – are transforming payment systems. He highlighted BIS projects and the future role of supervisors in the face of new actors and systems.